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This Page Contains some Important

Terms & Conditions

Effective Date: 01/01/2024

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Welcome to Panchama! These Terms and Conditions outline the rules and regulations for the use of our website, https://www.panchama.com. By accessing this website, you agree to comply with and be bound by these terms. If you do not agree, please do not use our services.

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1. Services Offered:

Panchama provides counselling services and online courses designed to support personal and professional development. All services are delivered digitally through our platform.

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2. Payments:

All payments on Panchama are processed securely through Razorpay. We accept payments only in Indian Rupees (INR).

By making a payment on our website, you confirm that:

  • You are authorized to use the payment method.

  • You agree to pay all applicable charges for services purchased.

  • Panchama is not liable for any issues arising from payment gateway errors or bank issues.

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3. Booking and Course Access

  • Counselling session bookings are confirmed only upon successful payment.

  • Access to online courses is granted after payment and may be time-limited or lifetime based on the specific course.

  • You are responsible for ensuring your device meets technical requirements to access content.

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4. Cancellations and Refunds

Please review our Cancellation and Refund Policy for detailed information. Generally:

  • Counselling sessions may be rescheduled with prior notice.

  • Online course purchases are non-refundable once access is granted.

Panchama reserves the right to issue refunds at its discretion.

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5. User Accounts

To access certain features, you may be required to register an account. You are responsible for maintaining the confidentiality of your login details and for all activities under your account.

We reserve the right to suspend or terminate accounts that violate our terms.

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6. Intellectual Property

All content, materials, videos, and resources provided on Panchama are the intellectual property of Panchama or its licensors. You may not copy, distribute, modify, or share course materials without written consent.

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7. Disclaimer

Our counselling services are intended for guidance and educational purposes only. They are not a substitute for professional medical or psychiatric diagnosis or treatment. Always seek the advice of a qualified healthcare provider for medical concerns.

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8. Limitation of Liability

Panchama will not be liable for any indirect, incidental, or consequential damages resulting from:

  • Use or inability to use the website.

  • Errors or delays in service delivery.

  • Loss of data or profits.

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9. Privacy

Your use of our services is subject to our Privacy Policy, which outlines how we handle your personal information.

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10. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page. Your continued use of the site constitutes acceptance of those changes.

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11. Governing Law

These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Indore | Madhya Pradesh.

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Contact Us

For any queries regarding these Terms, please contact:

Email: info@panchama.com
Phone: +91 747-1128755

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